Your Premier Lender Serving North Carolina And Texas

The Smoky Mountain Mortgage, LLC team is your premier mortgage team located in Hayesville, North Carolina. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Western North Carolina or in East Texas.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

Let Us Help You Get Your Home Today

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Years Experience

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Loans Closed

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Of our clients would recommend us
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A Mortgage Tailored Just For You! We Work For You, Not The Banks!

Start Your Home Loan Process Here!

The Smoky Mountain Mortgage, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

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Christian Reagan
Mortgage Broker - NMLS # 316733
Company - NMLS #2441702

Loan Options

We Offer Many Different Loan Programs To Meet Your Needs.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other financing option, our team of experts will help you find the solution that works best.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

What Our Clients Are Saying

Stephen

Best thing I ever did in real estate was asking Christian to refinance our house. No payment for two months, got a large escrow refund, and best of all when interest rates had already been rock bot...

Kathy

A great guy and honest businessman. You cannot go wrong with Christian.

Astrid

Christian is the absolute best Mortgage Broker around!

Amanda and Jim

Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!

Cheryl

Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!

April

Christian Reagan has been on this journey with me for almost two years while I searched for the perfect home for me..He has gone above and beyond for me in so many ways and I’m very grateful that I did business with him! I also gained a friend from the experience. Please consider contacting him for any of your home financing needs.